# How Intuit (INTU) compares with the whole market and its popular alternatives

> Source: EasyCompare research, https://easycompare.io/research/intu
> Data as of October 20, 2026. Total returns include reinvested dividends. Past performance does not predict future results; nothing here is investment advice.

Built by QuantCommons' quantitative engine, this page is about relative opportunity, not data on INTU alone. It places INTU (Intuit Inc.) against 20+ popular alternatives, its neighboring categories and the entire market of over 10,000 U.S.-listed stocks and ETFs, and surfaces what has done better on consistent outperformance, return for the risk taken, behavior in real market crashes and diversification. The result is a clearer view of where INTU stands in the market, and of the alternatives worth a closer look.

Period covered: INTU's full trading record, from March 1993 through September 2026. All returns include reinvested dividends. Data as of October 20, 2026.

## Key findings

- **Right now:** INTU has gone against the market, falling 16.4% over the past 6 months while the S&P 500 rose 9.1%. INTU is 57.8% below its high, bear-market territory, while the S&P 500 sits 1.3% below a record.
- **Stock or market?:** INTU's 14.6% gain over the past 3 months is part of a broader application software rally: the application software ETF IGV (iShares Expanded Tech-Software Sector ETF) rose 15.0%, with ORCL (Oracle, up 8.4%) and SAP (up 44.6%). Last month cut against the tape: INTU rose 10.8% while the S&P 500 fell 0.6%.
- **Past 1 to 3 years:** Over the past year, INTU fell 48.9% while the S&P 500 rose 15.8%. The same gap shows up over 3 years (32.1% against 89.3%). A ahead of 66% of stocks worth at least $300 million over 10 years, but behind 90% of the stocks worth at least $300 million over 3 years.
- **Long term:** INTU turned $10,000 into $33,700 over the past decade, against $42,100 in the S&P 500.
- **In a crash:** Across seven sell-offs, INTU has typically fallen 1.3 times as far as the S&P 500. In the 2022 bear market, INTU fell 42.7%, against 24.5% for the S&P 500. That was more than ORCL (Oracle, 31.0%) but less than WDAY (Workday, 47.0%).
- **Diversification:** Against the S&P 500, INTU has a correlation of 0.44 over 5 years, more closely than 61% of stocks worth at least $300 million. Next to an index fund it is some diversification, but not a hedge.
- **Better options**
  - **Popular alternatives:** V (Visa), SAP and ADP (Automatic Data Processing) earned more than INTU with less volatility over the past 5 years. V returned 12.8% a year at 22.9% volatility, against a loss of 9.4% a year at 39.1%.
  - **Nearby categories and themes:** MSFT (Microsoft, software) and ADI (Analog Devices, semiconductors) earned more than INTU with less volatility over the past 5 years. MSFT returned 12.5% a year at 28.2% volatility, against a loss of 9.4% a year at 39.1%.
  - **Whole market:** 2,119 of the 3,633 stocks and funds worth at least $500 million earned more than INTU with less volatility over the past 5 years, among them AAPL (Apple), GOOG (Alphabet) and MSFT (Microsoft).

## How much would $10,000 in INTU have grown?

This chart tracks a hypothetical $10,000 investment in INTU over the past 29 years, with dividends reinvested, alongside the same amount in the S&P 500, investments that ended ahead of INTU over the same span and INTU's popular alternatives, among those that traded for the entire period.

- $10,000 invested in INTU at the end of September 1997 would have grown to $591,451 by September 2026, more than the $132,907 it would have become in SPY, an S&P 500 fund.
- Five of the eight other investments on the chart ended ahead of INTU, and AAPL finished highest, at $20,534,853.

## INTU at a glance

This section summarizes the key facts about the stock, its returns over periods from one to ten years and the risk it has carried, with dividends reinvested throughout.

- INTU is still 57.8% below its all-time high.
- INTU's deepest decline since it began trading in 1993 was 75.3%, from December 1995 to April 1997. It took 21 months from the low to climb back to its old high.
- Over 29 full calendar years, INTU's best was 1999, when it returned 148%, and its worst was 2022, when it lost 39.1%. It lost money in four of those years.

- Type: Stock, Technology (Software - Application)
- Trading since: March 12, 1993
- Market value: $90B
- Volatility (5 years): 39.1%; Sharpe ratio: -0.06
- Worst decline ever: −75.3%, from December 4, 1995 to April 25, 1997; back at its high by January 6, 1999

| Period | INTU total return |
| --- | --- |
| 1 month | +10.8% |
| 3 months | +14.6% |
| 6 months | −16.4% |
| year to date | −46.0% |
| 1 year | −48.9% |
| 3 years | −32.1% |
| 5 years | −38.8% |
| 10 years | +237% |

## INTU against the whole market

Where INTU ranks among every stock and fund, and what across the market has done better.

### How does INTU rank among all stocks?

This section ranks INTU on return, volatility, risk-adjusted return and worst decline against every stock worth at least $300 million with enough history.

- INTU's 1-year return ranks in the bottom 6% of the 3,287 stocks worth at least $300 million with 1 year of history.

| Measure | INTU | Rank |
| --- | --- | --- |
| 1-year return | −48.9% | 3,093 of 3,287 (top 95%) |
| 3-year return | −32.1% | 2,715 of 3,017 (top 90%) |
| 5-year return | −38.8% | 2,269 of 2,893 (top 79%) |
| 10-year return | +237% | 752 of 2,202 (top 35%) |
| Volatility, 5 years | 39.1% | 1,402 of 2,893 (top 49%) |
| Sharpe ratio, 5 years | -0.06 | 2,461 of 2,893 (top 86%) |
| Worst decline, past 10 years | −68.2% | 1,228 of 2,187 (top 57%) |

### What has beaten INTU on both return and risk?

Each dot is an investment, placed by how much it earned a year over the past 5 years (higher is better) and how much its price swung, its volatility (further left is calmer).

- 1,148 stocks and 971 ETFs worth at least $500 million sit in the green region: each earned more than INTU over the past 5 years with smaller price swings. That is 58% of the 3,633 screened.
- Among those with at least half INTU's swings, CAH has the best return for its risk: 42.1% a year at 24.7% volatility, 37% less than INTU's 39.1%, and a Sharpe ratio (return above cash per unit of volatility) of 1.55 against -0.06 for INTU. MPC earned the most, 51.2% a year, while still swinging less than INTU (33.4% against 39.1%).
- Among INTU's popular alternatives, HRB, V and SAP are in the region. HRB earned 18.3% a year against a loss of 9.4% a year for INTU, at 34.9% volatility, 11% less than INTU's 39.1%.

### Is there a better investment than INTU?

The table below lists investments that beat INTU over the past 5 years on at least one of these measures: a higher annual return with lower volatility, a higher annual return at similar volatility, a similar return with lower volatility, a higher Sharpe ratio with a smaller worst decline, a higher total return in most periods from 3 months to 10 years, or smaller losses in recent market crashes.

- Among INTU's popular alternatives, V, SAP and ADP earned more than INTU with less volatility over the past 5 years. V returned 12.8% a year at 22.9% volatility, against a loss of 9.4% a year at 39.1%.
- Looking beyond its popular alternatives, MSFT (software) and ADI (semiconductors) earned more than INTU with less volatility over the past 5 years. MSFT returned 12.5% a year at 28.2% volatility, against a loss of 9.4% a year at 39.1%.
- Across the whole market, 2,119 of the 3,633 stocks and funds worth at least $500 million earned more than INTU with less volatility over the past 5 years, among them AAPL, GOOG and MSFT.

The 15 strongest of 2,119 investments that beat INTU over the past 5 years, out of 3,633 stocks and funds worth at least $500 million.

| Investment | Group | Annual return (5 years) | Volatility | Sharpe | Worst decline (10 years) | 10Y return | Correlation with INTU | Better on |
| --- | --- | --- | --- | --- | --- | --- | --- | --- |
| INTU: Intuit Inc. (this page) |  | −9.4% | 39.1% | -0.06 | −68.2% | +237% |  |  |
| [GOOG](https://easycompare.io/research/goog): Alphabet Inc. | Internet Services | +19.0% | 32.0% | 0.71 | −44.6% | +752% | 0.15 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [LLY](https://easycompare.io/research/lly): Eli Lilly and Company | Pharmaceuticals | +40.7% | 32.8% | 1.21 | −34.5% | +1,807% | -0.02 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [VOO](https://easycompare.io/research/voo): Vanguard S&P 500 ETF | US Large-Cap Equity | +12.8% | 16.9% | 0.80 | −34.0% | +324% | 0.44 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [WMT](https://easycompare.io/research/wmt): Walmart Inc. | Discount Retail | +20.8% | 22.6% | 0.96 | −25.7% | +508% | 0.12 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [BRK-B](https://easycompare.io/research/brk-b): Berkshire Hathaway Inc. | Insurance | +13.4% | 17.1% | 0.82 | −29.6% | +274% | 0.16 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [CSCO](https://easycompare.io/research/csco): Cisco Systems, Inc. | Communications Equipment | +16.8% | 26.1% | 0.73 | −42.0% | +374% | 0.10 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [MRK](https://easycompare.io/research/mrk): Merck & Co., Inc. | Pharmaceuticals | +16.3% | 24.8% | 0.74 | −43.4% | +241% | -0.08 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [AMGN](https://easycompare.io/research/amgn): Amgen Inc. | Biotechnology | +19.6% | 24.9% | 0.85 | −24.9% | +266% | 0.05 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [LIN](https://easycompare.io/research/lin): Linde plc | Chemicals | +11.5% | 20.9% | 0.63 | −32.6% | +394% | 0.17 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [SGOV](https://easycompare.io/research/sgov): iShares 0-3 Month Treasury Bond ETF | Treasury Bonds | +3.8% | 0.3% | 13.25 | −0.3% | — | 0.20 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods |
| [AZN](https://easycompare.io/research/azn): AstraZeneca PLC | Pharmaceuticals | +8.7% | 35.7% | 0.41 | −28.7% | +257% | -0.18 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [VIG](https://easycompare.io/research/vig): Vanguard Dividend Appreciation ETF | US Dividend Equity | +10.4% | 14.1% | 0.78 | −31.7% | +258% | 0.39 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [TMO](https://easycompare.io/research/tmo): Thermo Fisher Scientific Inc. | Life Sciences Tools | +2.9% | 27.8% | 0.24 | −40.9% | +366% | 0.29 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [SCHD](https://easycompare.io/research/schd): Schwab U.S. Dividend Equity ETF | US Dividend Equity | +9.7% | 14.3% | 0.72 | −33.4% | +252% | 0.27 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |
| [RSG](https://easycompare.io/research/rsg): Republic Services, Inc. | Environmental Services | +13.9% | 18.5% | 0.80 | −34.0% | +446% | 0.27 | Higher return, lower volatility; Higher Sharpe, smaller worst decline; Higher return in most periods; Smaller losses in recent crashes |

## INTU against its popular alternatives

The investments people most often weigh against INTU, compared period by period and year by year.

### How do INTU's risk and return compare with its alternatives?

This map plots each investment's annual return over the past 5 years against its volatility, the size of its typical price swings.

- Five of the 22 popular alternatives, led by HRB, V and SAP, were both more rewarding and calmer than INTU over the past 5 years, earning a higher annual return with lower volatility.
- Over the past 5 years, INTU returned -9.4% a year, less than the S&P 500's 12.7%, with higher volatility (39.1% against 17.1%).

### Has INTU consistently beaten its popular alternatives?

This section compares INTU with the investments people most often weigh against it, checking each one over eight periods from one month to ten years.

- 12 of the 22 popular alternatives, led by SHOP, ADP and V, outperformed INTU in at least 3 of 5 short-term and 2 of 3 long-term timeframes.
- SHOP and ADP outperformed INTU in every long-term period and in all but one short-term period, the most consistent record in the group.
- HRB, V and SAP earned more for the risk they took than INTU (a higher Sharpe ratio) and fell less in their worst decline of the past 10 years.

| Investment | 1Y return | 3Y return | 5Y return | 10Y return | Periods ahead of INTU | Verdict | Sharpe |
| --- | --- | --- | --- | --- | --- | --- | --- |
| INTU: Intuit Inc. (this page) | −48.9% | −32.1% | −38.8% | +237% |  |  | -0.06 |
| [SHOP](https://easycompare.io/research/shop): Shopify Inc. | +5.3% | +239% | +16.6% | +3,916% | 5/5 short-term, 3/3 long-term | all-weather | 0.38 |
| [ADP](https://easycompare.io/research/adp): Automatic Data Processing, Inc. | +6.4% | +30.2% | +53.6% | +320% | 4/5 short-term, 3/3 long-term | all-weather | 0.49 |
| [V](https://easycompare.io/research/v): Visa Inc. | +19.0% | +78.2% | +82.5% | +429% | 3/5 short-term, 3/3 long-term | consistent | 0.64 |
| PAYC: Paycom Software, Inc. | +31.7% | +3.8% | −47.4% | +453% | 5/5 short-term, 2/3 long-term | consistent | -0.04 |
| PCTY: Paylocity Holding Corporation | +12.1% | −10.2% | −41.4% | +288% | 5/5 short-term, 2/3 long-term | consistent | -0.06 |
| QTWO: Q2 Holdings, Inc. | +8.7% | +110% | −19.0% | +135% | 5/5 short-term, 2/3 long-term | consistent | 0.17 |
| WK: Workiva Inc. | −11.5% | −19.2% | −46.3% | +373% | 4/5 short-term, 2/3 long-term | consistent | -0.04 |
| [CRM](https://easycompare.io/research/crm): Salesforce, Inc. | −3.9% | +21.3% | −14.8% | +240% | 4/5 short-term, 2/3 long-term | consistent | 0.12 |
| HRB: H&R Block, Inc. | −1.6% | +23.3% | +132% | +206% | 4/5 short-term, 2/3 long-term | consistent | 0.65 |
| [SAP](https://easycompare.io/research/sap): SAP SE | −16.6% | +81.3% | +72.6% | +205% | 4/5 short-term, 2/3 long-term | consistent | 0.52 |
| [WDAY](https://easycompare.io/research/wday): Workday, Inc. | −15.4% | −3.4% | −26.4% | +132% | 4/5 short-term, 2/3 long-term | consistent | 0.06 |
| [PAYX](https://easycompare.io/research/payx): Paychex, Inc. | −7.1% | +7.5% | +7.9% | +173% | 3/5 short-term, 2/3 long-term | consistent | 0.19 |
| [ORCL](https://easycompare.io/research/orcl): Oracle Corporation | −52.1% | +33.3% | +45.1% | +300% | 1/5 short-term, 3/3 long-term |  | 0.38 |
| FICO: Fair Isaac Corporation | −50.6% | −12.3% | +94.8% | +549% | 0/5 short-term, 3/3 long-term |  | 0.52 |
| HUBS: HubSpot, Inc. | −44.5% | −41.6% | −68.5% | +377% | 4/5 short-term, 1/3 long-term |  | -0.11 |
| NCNO: nCino, Inc. | −13.1% | −21.7% | −70.0% | — | 4/5 short-term, 1/3 long-term |  | -0.18 |
| [PYPL](https://easycompare.io/research/pypl): PayPal Holdings, Inc. | −16.5% | +8.2% | −77.6% | +44.1% | 3/5 short-term, 1/3 long-term |  | -0.47 |
| GPN: Global Payments Inc. | −1.3% | −21.1% | −44.7% | +22.4% | 3/5 short-term, 1/3 long-term |  | -0.14 |
| FIS: Fidelity National Information Services, Inc. | −44.3% | −21.6% | −66.6% | −41.3% | 2/5 short-term, 1/3 long-term |  | -0.47 |
| ALKT: Alkami Technology, Inc. | −36.8% | −18.8% | −49.1% | — | 2/5 short-term, 1/3 long-term |  | -0.03 |
| BILL: Bill.com Holdings, Inc. | −6.5% | −51.4% | −83.4% | — | 3/5 short-term, 0/3 long-term |  | -0.17 |
| BL: BlackLine, Inc. | −40.3% | −41.8% | −75.1% | — | 3/5 short-term, 0/3 long-term |  | -0.37 |

### How did INTU do year by year?

This table shows each investment's total return in every full calendar year since 1997, along with where INTU ranked among its popular alternatives each year.

- Among its popular alternatives, SHOP came out ahead of INTU most often, in eight of the ten years both traded.
- Ranked against its popular alternatives each year, INTU finished in the top quarter in eight of 29 years and in the bottom quarter in three. In 2025, it ranked 4 of 23.
- INTU finished ahead of the S&P 500 in 18 of its 29 full calendar years, and behind it in each of the last two.

| Year | INTU | SPY |
| --- | --- | --- |
| 2025 | +6.1% | +17.7% |
| 2024 | +1.2% | +24.9% |
| 2023 | +61.8% | +26.2% |
| 2022 | −39.1% | −18.2% |
| 2021 | +70.3% | +28.7% |
| 2020 | +46.1% | +18.3% |
| 2019 | +34.1% | +31.2% |
| 2018 | +25.9% | −4.6% |
| 2017 | +39.2% | +21.7% |
| 2016 | +20.2% | +12.0% |

## Risk and diversification

How INTU has fallen, how it held up in crashes beside the S&P 500 and its popular alternatives, and what moves independently of it.

### What were INTU's worst declines?

A drawdown is the decline from a peak to the lowest point before a new high.

- In all five of INTU's worst declines, the S&P 500 held up better over the same dates.
- Not every decline was the market's doing: INTU fell 75.3% from December 1995 to April 1997, while the S&P 500 rose 27.7%.
- The slowest recovery came after INTU fell 72.5% from January 2000 to April 2001; it did not regain that peak until August 2010, nine years later.

| Decline | Peak | Low | Back at the high | SPY over the same dates | Market event |
| --- | --- | --- | --- | --- | --- |
| −75.3% | December 4, 1995 | April 25, 1997 | January 6, 1999 | +27.7% |  |
| −72.5% | January 10, 2000 | April 3, 2001 | August 20, 2010 | −23.5% | dot-com bust |
| −68.2% | July 30, 2025 | June 25, 2026 | not yet | +17.0% |  |
| −49.0% | November 29, 2021 | May 18, 2022 | November 8, 2024 | −15.1% | 2022 bear market |
| −43.8% | February 3, 1994 | May 11, 1994 | October 13, 1994 | −7.3% |  |

### How did INTU do in stock market crashes?

This section measures how far INTU, the S&P 500 and each alternative fell from peak to trough during every major market crash since 2000.

- INTU fell further than the S&P 500 in seven of the ten crashes it has traded through. The clearest case was the dot-com bust, when INTU fell 66.0% and the S&P 500 fell 47.5%.
- Among its popular alternatives, V held up best, falling less than INTU in seven of the eight crashes they both traded through.

| Crash | Dates | INTU fall | SPY fall |
| --- | --- | --- | --- |
| Dot-com bust | March 10, 2000 to October 9, 2002 | −66.0% | −47.5% |
| Global financial crisis | October 9, 2007 to March 9, 2009 | −38.3% | −55.2% |
| Flash crash | May 6, 2010 to May 7, 2010 | −3.4% | −1.5% |
| Euro debt crisis | July 22, 2011 to October 3, 2011 | −18.0% | −17.9% |
| China devaluation & oil rout | August 10, 2015 to February 11, 2016 | −24.8% | −12.8% |
| Volmageddon | February 2, 2018 to February 9, 2018 | −6.5% | −6.5% |
| Q4 2018 selloff | September 21, 2018 to December 24, 2018 | −20.8% | −19.3% |
| COVID crash | February 19, 2020 to March 23, 2020 | −36.3% | −33.7% |
| 2022 bear market | January 4, 2022 to October 12, 2022 | −42.7% | −24.5% |
| SVB / regional bank stress | March 8, 2023 to March 13, 2023 | −6.0% | −3.4% |

### How closely does INTU move with the S&P 500?

Upside capture measures how much of the S&P 500's gains an investment kept in the months the market rose, and downside capture how much of its losses it took in the months the market fell.

- 11 of the 18 popular alternatives had a higher capture ratio (upside capture divided by downside capture) than INTU's 0.79, led by V, SHOP and HRB.
- V took just 79% of the S&P 500's losses, against 126% for INTU, while still keeping 93% of its gains.
- Over the past 10 years, INTU captured 99% of the S&P 500's gains in rising months and 126% of its losses in falling months, with a beta of 1.03. Its share of the market's losses was larger than its share of the gains.

Measured over the past 10 years of monthly returns against SPY.

| Investment | Upside capture | Downside capture | Beta |
| --- | --- | --- | --- |
| INTU: Intuit Inc. (this page) | 99.0% | 126% | 1.03 |
| [SHOP](https://easycompare.io/research/shop): Shopify Inc. | 233% | 203% | 2.09 |
| [ADP](https://easycompare.io/research/adp): Automatic Data Processing, Inc. | 89.0% | 88.0% | 0.79 |
| [V](https://easycompare.io/research/v): Visa Inc. | 93.0% | 79.0% | 0.87 |
| PAYC: Paycom Software, Inc. | 110% | 114% | 1.12 |
| PCTY: Paylocity Holding Corporation | 94.0% | 106% | 0.88 |
| QTWO: Q2 Holdings, Inc. | 102% | 154% | 1.43 |
| WK: Workiva Inc. | 108% | 123% | 0.99 |
| [CRM](https://easycompare.io/research/crm): Salesforce, Inc. | 115% | 143% | 1.16 |
| HRB: H&R Block, Inc. | 64.0% | 61.0% | 0.61 |
| [SAP](https://easycompare.io/research/sap): SAP SE | 112% | 152% | 1.10 |
| [WDAY](https://easycompare.io/research/wday): Workday, Inc. | 96.0% | 139% | 1.19 |
| [PAYX](https://easycompare.io/research/payx): Paychex, Inc. | 87.0% | 114% | 0.89 |
| [ORCL](https://easycompare.io/research/orcl): Oracle Corporation | 131% | 159% | 1.30 |
| FICO: Fair Isaac Corporation | 137% | 159% | 1.31 |
| HUBS: HubSpot, Inc. | 121% | 149% | 1.46 |
| [PYPL](https://easycompare.io/research/pypl): PayPal Holdings, Inc. | 106% | 186% | 1.25 |
| GPN: Global Payments Inc. | 76.0% | 139% | 0.98 |
| FIS: Fidelity National Information Services, Inc. | 54.0% | 150% | 0.82 |

### What diversifies INTU?

Correlation measures how closely two investments move together, on a scale from 1 (in lockstep) through 0 (unrelated) to -1 (in opposite directions).

- Moving a fifth of the money in INTU into DXJ would have cut the portfolio's volatility by 20% over the past 5 years and raised its annual return (-11.9% for INTU alone, -4.0% for the mix).
- Among large ETFs, LVHI, DXJ and EMLP have moved largely independently of INTU over the past 5 years, with correlations of 0.24 or lower, and each still earned a positive 5-year return.
- Among large stocks, CAH, CLS and FIX have moved largely independently of INTU over the past 5 years, with correlations of 0.20 or lower, and each still earned a positive 5-year return.

| Investment | Correlation with INTU | 5Y return | Volatility | Sharpe | Rose in INTU's 4 down years |
| --- | --- | --- | --- | --- | --- |
| LVHI: Franklin International Low Volatility High Dividend Index ETF | 0.15 | +119% | 11.1% | 1.48 | 1 of 4 |
| DXJ: WisdomTree Japan Hedged Equity Fund | 0.02 | +225% | 19.1% | 1.34 | 1 of 4 |
| EMLP: First Trust North American Energy Infrastructure Fund | 0.24 | +101% | 14.5% | 1.04 | 1 of 4 |
| HDV: iShares Core High Dividend ETF | 0.21 | +83.3% | 13.0% | 1.00 | 1 of 4 |
| [SMH](https://easycompare.io/research/smh): VanEck Semiconductor ETF | 0.10 | +323% | 36.9% | 0.97 | 0 of 4 |
| DBEF: Xtrackers MSCI EAFE Hedged Equity ETF | 0.22 | +85.0% | 13.8% | 0.96 | 0 of 4 |
| [GLD](https://easycompare.io/research/gld): SPDR Gold Shares | 0.03 | +126% | 18.9% | 0.96 | 1 of 4 |
| SPMO: Invesco S&P 500 Momentum ETF | 0.20 | +136% | 20.8% | 0.93 | 0 of 4 |

## Common questions

### What was INTU's worst drawdown?

INTU's deepest decline since it began trading in 1993 was 75.3%, from December 1995 to April 1997. It took 21 months from the low to climb back to its old high.

### What were INTU's best and worst years?

Over 29 full calendar years, INTU's best year was 1999, when it returned 148%. Its worst was 2022, with a return of -39.1%.

### Is there a better investment than INTU?

Among INTU's popular alternatives, V, SAP and ADP earned more than INTU with less volatility over the past 5 years. V returned 12.8% a year at 22.9% volatility, against a loss of 9.4% a year at 39.1%. Looking beyond its popular alternatives, MSFT (software) and ADI (semiconductors) earned more than INTU with less volatility over the past 5 years. MSFT returned 12.5% a year at 28.2% volatility, against a loss of 9.4% a year at 39.1%.

### Is INTU more volatile than the S&P 500?

Yes. INTU's volatility over the past 5 years was 39.1%, 2.3 times the S&P 500's 17.1%. Volatility measures how widely returns swing around their average: in roughly two years out of three, INTU's return lands within 39.1% of its average, either way. The higher it is, the rougher the ride and the harder it is to hold through a slump.

### What is INTU's Sharpe ratio?

INTU's Sharpe ratio over the past 5 years was -0.06, against 0.79 for the S&P 500, so INTU earned less for each unit of risk than an index fund did. The Sharpe ratio is the return earned above cash for each unit of volatility: two investments with the same return are not equal if one got there with far bigger swings.

### How correlated is INTU with the S&P 500?

Over the past 5 years, INTU's monthly returns had a correlation of 0.44 with the S&P 500. Correlation runs from 1 (moving in lockstep) through 0 (unrelated) to −1 (moving in opposite directions). They often move together: some diversification next to an index fund, but not a cushion. In the table, the correlation column measures each option against INTU instead: the lower it is, the more that option would diversify a INTU holding.

### What are the best alternatives to INTU?

Of the 22 popular alternatives we compared, 12 outperformed INTU in at least 3 of 5 short-term and 2 of 3 long-term timeframes, with dividends reinvested: SHOP, ADP and V.

### Did INTU outperform the S&P 500?

INTU finished ahead of the S&P 500 (SPY) in 18 of 29 full calendar years. In 2025, it returned +6.1%, against +17.7% for the index.

### How did INTU do in stock market crashes?

INTU fell less than the S&P 500 (SPY) in one of the ten major crashes it has traded through, and further in seven. The clearest case was the dot-com bust, when INTU fell 66.0% and the S&P 500 fell 47.5%.

### What diversifies INTU?

These had a low correlation with INTU over the past 5 years and still earned a positive 5-year return: among large ETFs, LVHI (correlation 0.15), DXJ (correlation 0.02) and EMLP (correlation 0.24); among large stocks, CAH (correlation 0.07), CLS (correlation 0.20) and FIX (correlation 0.09). A correlation near zero means the two have moved largely independently.

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## Explore further

- Full page with charts: https://easycompare.io/research/intu
- All research pages: https://easycompare.io/llms.txt
- Compare the entire market against INTU live: https://betterthanspy.com/?b=INTU&utm_source=easycompare&utm_medium=research